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Privacy Policy

Last Updated: January 2026

403b Gold IRA ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

Information We Collect

Information You Provide

We may collect information that you voluntarily provide to us when you:

  • Contact us through our contact form
  • Subscribe to our newsletter or updates
  • Participate in surveys or feedback forms

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing behavior, including:

  • IP address
  • Browser type and version
  • Operating system
  • Pages you visit and time spent on pages
  • Referring website addresses

How We Use Your Information

We use the information we collect for various purposes, including:

  • To respond to your inquiries and provide customer support
  • To improve our website and user experience
  • To send you updates, newsletters, or marketing communications (with your consent)
  • To analyze website usage and trends
  • To comply with legal obligations

Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to collect and store information about your preferences and browsing behavior. You can control cookie preferences through your browser settings, though disabling cookies may affect website functionality.

Third-Party Services

Our website may contain links to third-party websites or use third-party services (such as analytics tools). These third parties have their own privacy policies, and we are not responsible for their practices. We encourage you to review their privacy policies.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access your personal data
  • The right to correct inaccurate information
  • The right to request deletion of your data
  • The right to object to processing of your data
  • The right to data portability

Children's Privacy

Our website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us through our contact page.

Frequently Asked Questions

Common questions about 403(b) to Gold IRA conversions

403(b) to Gold IRA: Rules Specific to Tax-Exempt Employees

A 403(b) plan (also called a Tax-Sheltered Annuity) is available only to employees of specific tax-exempt organizations. Rolling these funds into a Gold IRA has unique considerations that differ from 401(k) rollovers.

Who Has a 403(b)?

  • Public school teachers & administrators
  • 501(c)(3) nonprofit employees
  • Hospital & healthcare workers (nonprofit)
  • Ministers and clergy members
  • University professors and staff

Rollover Timing Rules

  • After separation: Full rollover allowed
  • Age 59½+: In-service withdrawal permitted
  • Hardship: The IRS prohibits rolling over hardship distributions — eligible for distribution only
  • 15-year rule: Extra $3,000/yr catch-up for 15+ years of service
  • Direct rollover: Avoids 20% withholding

403(b) vs. 401(k) Differences

  • 403(b) may have annuity surrender charges
  • Fewer in-plan investment options
  • Same 2026 limit: $23,500 ($31,000 if 50+)
  • Special 15-year catch-up unique to 403(b)
  • Church plans may be exempt from ERISA

Watch out for annuity surrender charges: Many 403(b) plans use fixed or variable annuity contracts. Transferring before the surrender period ends (often 5-10 years) can trigger significant fees. Check your contract’s surrender schedule before initiating a rollover.

Reviewed by Our Editorial Team. Sources: IRS Publication 571, IRC §403(b), Revenue Ruling 2011-7.